Deep Associates Insurance Agency Inc. shops your Massachusetts personal auto insurance with all our high rated insurance companies to help you purchase the coverage you desire at a competitive premium. Our licensed agents will assist you with any questions you may have and review all available discounts.
Discounts vary by company, and include but are not limited to:
-Multi Car, mileage, paid in full, good student, e-Documents, and many more!
What does My Insurance Policy Contain?
Your MA Auto policy contains Compulsory Coverage, or coverages required to purchase under MA law.
Thee following coverages are Compulsory Coverages:
Bodily Injury to Others - BI to others helps to protect you against legal liabiltiy for the accidental injury or death of others (but not your passengers) caused by the operation of your car, but only if the accident occurs in Massachusetts. You will be covered up to a basic limit of $20,000 per person and $40,000 per accident.
Personal Injury Protection (PIP) - PIP pays up $8000 for medical expenses, replacement services and 75% of any lost wages. PIP will pay these expenses to you or anyone you let drive your car, anyone living in your household, passengers and pedestrians, no matter who causes the accident.
Bodily Injury caused by Uninsured Auto - BI caused by an uninsured auto protects you, anyone you let drive your car, household members and passengers (unless covered by another MA policy with similar coverage ( against losses caused by an uninsured or unidentified ("hit and run") driver. A minimum limit of $20,000 per person and $40,000 per accident is required.
Property Damage - Property Damage pays for damage to another person's property when you, a household member or another authorized driver cause an accident. A minimum limit of $5,000 is required.
Compulsory insurance is the minimum amount of coverage required by state law. Accidents can often result in damage that exceeds these limits, which is why our agency ALWAYS recommends purchasing additional coverage. Depending on your individual needs, you may wish to purchase increased limits on these coverages or additional types of coverages. Deep Associates Insurance Agency Inc. is her to assist you in determining what types of coverage you need.